Financial Health Check: A One-Time Consultation to Get You on Track
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Clarity. Confidence. A Plan.
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Do you have a financial challenge that’s keeping you up at night? Maybe you’re wondering:

• “Am I spending my money wisely?”
• “Can I afford to buy a home?”
• “Should I pay off debt or invest?”
• “Am I saving enough for retirement?”

If you want expert advice without the pressure of a long-term commitment, the Financial Health Check is designed for you.


 What does the process look like?

• Financial Health Check: We take a detailed look at your finances - the good, the bad, and the ugly. You’ll find out how you compare to others and learn about the risks you might be facing.
• Personalised Action Plan: A clear, step-by-step plan focused on general improvements and achieving your top financial priorities.
• Quick Wins: Simple actions to help you make smarter money moves right away.
• Perfect for: People in the Messy Middle. Ages 25 to 55 years old. Whether you are just getting started, trying to overcome a challenge, or doing great; the process is great for getting you to improve your situation and achieve your goals. 
• Personal Guidance: A one-hour call to dive deep into your financial questions and goals. Leave with actionable steps you can start using right away.
• Thorough Assessment: Get the same in-depth review of your finances, plus the additional context from the call allows for more insights tailored to your unique situation.
• Clear Next Steps: A customised action plan that addresses both your immediate concerns and long-term goals. Realistic steps to help you make progress fast.
• Expert Advice: Get answers to your questions directly - no product sales, no commissions.

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What We Typically Cover

Choose the areas that matter most to you:

Income & Expense Planning
Are you spending money in alignment with your priorities?
Do you have enough saved for emergencies?
Can your income comfortably support your lifestyle?

Goal Setting
What are your 12-month, 5-year, and 10-year goals?
Are you on track, or do you need a course correction?
Who holds you accountable for your goals?

Employee Benefits
Are you maximising your workplace benefits?
Could you negotiate additional perks (like pension matching, stock options, healthcare)?

Insurance Protection
Do you need life or serious illness insurance?
Are you over-insured or under-insured?

Retirement Planning
How much do you really need to retire?
Could you retire earlier than you think?
Are you investing enough for your future?

Investments
Are your investments aligned with your risk tolerance and goals?
Are you taking too much risk? Not enough?
Are your investments performing adequately?

Debt Management
Should you pay off debt faster or invest?
What’s the best way to prioritise debt repayment?
Are you paying too much in interest?

​Housing & Property Decisions
Should you buy or continue renting?
How much do you need for a down payment?
When should you refinance your mortgage?

Family Planning
Are you financially prepared for kids?
How can you plan for big expenses like school fees, home upgrades, or family support?

Estate & Inheritance Planning
Do you have a will in place?
If you’re receiving an inheritance, is it structured tax efficiently?

Tax Planning
Are you maximising tax deductions and credits?
Do tax deferral options (pension contributions, investments) make sense for you?

Career & Income Growth
Do you enjoy your job and feel valued?
Could you negotiate a raise or better benefits?
Are there opportunities for career changes or promotions?

You choose the top 2-3 areas that matter most to you, and we’ll focus on them.
This list isn’t exclusive but these are often the big challenges we see people in the messy middle struggle with.


How It Works
Step 1: Kick Off Your Plan
Fill out the form below, or email [email protected] and we will start the process.


Step 2: Share Your Information
Fill out a short form about your finances, goals, and what you’re most concerned about.
We’ll schedule a time to talk through your situation in detail. This allows us to talk through your concerns and develop our understanding more, and provide you more context and information before we finalise your assessment and plan.

Step 3: Get Your Plan

• You’ll get a written Financial Health Check and a clear action plan within a few days.
• You can start taking action, and when issues comes up you can reach out as we build a level of follow up support into the plan.

 

Who Is This For?

• People in the messy middle (25-55) making major financial decisions.
• Anyone feeling stuck, overwhelmed, or uncertain about money.
• Those who want expert advice without committing to a long-term service.
• Individuals or couples who want financial clarity - fast.

Frequently Asked Questions

Q: How is this different from your 12-month financial planning programme?
A: The Financial Health Check is a one-time service to give you quick answers and a clear action plan. Our 12-month programme is a long-term partnership with ongoing coaching, check-ins, and support to help you stay on track.

Q: How do I know if this is right for me?
A: If you’re feeling stuck, behind, or unsure about your next financial steps, the Financial Health Check is a great fit. It’s also helpful if you need advice on a specific challenge like buying a home, paying off debt, or investing.
If you’re unsure if it’s right for you, ask for a callback and we can help you decide.​

Q: Can I do this with my partner?
A: Yes! Couples are welcome, and we encourage joint financial planning.

Q: Can I do this without my partner?
A: Absolutely. If you want to tackle your finances solo, that’s totally fine too.

Q: What do I need to prepare for my session?
A: Gather any relevant financial information (income, debt balances, savings, investment details) to maximise our time together. Make sure you provide additional context if something is a bit out of the ordinary.

Q: Will I get a written summary of our session?
A: Yes! You’ll receive written assessment of your financial situation and risks, and a personalised action plan with clear next steps to generally improve your situation, and specifically achieve your priorities.

Q: How much does it cost?
A: The Financial Health Check is €500.

Q: Is the flexible payment options?
A: No. We don’t offer payment plans because we believe in keeping things straightforward. If you’re not ready yet, check out our free resources to start making progress. When you’re ready, we’re ready.

Q: Do you offer refunds?
A: No, refunds aren’t available since this is a professional service. If you’re unsure if it’s right for you, ask for a callback and we can help you decide.

Q: What happens if I need more help after this?
A: You’ll get some follow-up support for questions or clarifications. If you need more, you can book additional sessions or upgrade to our 12-month programme.


Take Control of Your Money Today

A Financial Health Check can clear up confusion, reduce stress, and give you a straightforward plan

Book Your Financial Health Check Now