On this week's Friday Personal Finance Friday Question we talk about how you can get back into work after a break.
 
Main points to know:

• Many people need to deal with returning to the workforce after a break at some point in their career. This can be due minding kids, looking after relatives, or bereavement. Although quite a normal thing, many people feel stressed returning to work.
• Update your CV, and create a LinkedIn profile (that is visible to recruiters).
• Have someone else spell and sense-check your CV and LinkedIn.
• Talk to recruiters. Your interests are often aligned, they give you an idea of the job market, and can help you get back to work. They can also prep your for interviews.
• Don’t go it alone. Use the resources available. (see below)
• Get started. Even the longest journey starts with a single step.

 
Helpful Resources:
Irish Times Women's Podcast - Ep 181 https://www.irishtimes.com/life-and-s... Women Returners Ireland Network http://wrpn.womenreturners.com/ireland/
 
*This is an early video for us. Our video skills and equipment improve with time, please be forgiving. We offer financial planning and education, the media stuff is a work in progress.
 
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This is a Personal Finance Friday question from one of our Financial Planning clients a few years into the workforce.
 
Pensions don’t have to be complicated so let us cover the basics.
 
Main points to know:

• If your company offers a match, take it. This is free money! You essentially give yourself a raise by doing this.
• If you can afford to put in up to the employer highest point on the match, do it.
• If you can afford to put money into your pension do.
• It is a tax efficient way to invest, and grow your wealth.
• It is a great tool for putting money aside for retirement when you probably no longer want to, or can no longer work.
  
• Time is on your side. The earlier you start your pension, the better chance you have of having a nicer time later in life. This is due to compounding growth.
  
• The later you start, you will have to put more in later.
• Start soon. If you are confused, talk to your company HR, or your friendly financial planner. (link to contact)
• You put money into your pension Pre-Tax. It grows Pre-Tax. You only pay tax when you tax it out years from now.
• If in doubt, start with a small contribution. You can always increase with time.

 
*This is an early video for us. Our video skills and equipment improve with time, please be forgiving. We offer financial planning and education, the media stuff is a work in progress.
 
Watch this video on YouTube.
 
Watch this video on FaceBook.